LakiPay — Encyclopedia
LakiPay is a private Ethiopian payment aggregator. Merchants integrate one REST API (https://api.lakipay.co/api/v2) instead of talking to each wallet directly.
It is not a mobile-money operator. Settlement still happens on the underlying rail (Telebirr, CBE, M-Pesa, banks).
API surface Zirzir uses
Section titled “API surface Zirzir uses”| Endpoint | Use |
|---|---|
POST /api/v2/payment/direct | Push payment to a phone + medium |
POST /api/v2/payment/checkout | Hosted page, customer picks the rail |
GET /api/v2/payment/transaction/{id} | Status by LakiPay id |
GET /api/v2/payment/transaction/ref/{reference} | Status by merchant reference |
Auth header: X-API-Key: PUBLICKEY:SECRETKEY.
Direct rails documented by LakiPay include TELEBIRR, CBE, MPESA, ETHSWITCH, OROMIA_BANK, AWASH, KACHA, GADAA_BANK, and CYBERSOURCE (USD).
Webhooks
Section titled “Webhooks”Payload fields include event (DEPOSIT / WITHDRAWAL), referenceId, lakipayTxnId, status, amount, and signature.
The signature is RSA-SHA256 (PKCS#1 v1.5) over a canonical key=value string of all fields except signature, sorted by key. Zirzir verifies this when webhook_public_key is configured.